Blue Smoke


$100,001.00 – $250,000.00




Beauty and Wellness

The Barber & Beauty Loan is specifically for barbers, hairdressers, make-up artists, nail technicians & spas and its purpose is to help the business of the applicant to grow.

Barber & Beauty Loan (Collateral)



The loan is specifically for barbers, hairdressers, make-up artists, nail technicians & Spas

Applicant should be employed to current place of employment for at least 12-months

Business should be in operation for at least 6 months

Documents Required

Completed application form
Valid identification (passport, drivers' license or national ID)
Tax Registration Number (TRN)
Two (2) passport size photographs
Valid business permit/licenses (where applicable)
Two (2) written references (at least one from a Justice of the Peace, school principal, pastor or senior police officer)
Proof of address (utility bills or verification forms signed and sealed by a Justice of the Peace. Verification form are provided by JNSBL)

Application Process


Other Information

For contractual employment loan term should not exceed the remaining period on an existing contract

Processing fee is charged upon disbursement of loan

Installment cycles available- weekly, fortnightly & monthly

Collateral Accepted
Household appliances with serial numbers
Non-specialized equipment with serial number
Hypothecated cash
Motor vehicles up to ten years old
Third party guarantees

Jamaica National Small Business Loan Limited

JN Bank is Jamaica’s first mutually-owned commercial bank, 100 per cent held by its savers and borrowers.Invigorated with the values and principles of its predecessor, the Jamaica National Building Society, JN Bank is underpinned by nearly a century and a half of rich history and legacy, which it continues to build on as a member of The Jamaica National Group. JN Bank is committed to the success of Jamaicans, through bold initiatives, products and services that instil confidence and create extraordinary experiences.

Jamaica National Small Business Loan Limited

32 1/2 Duke Street, Kingston

Telephone: (876) 948-7454-5

Whats App #: (876) 295-1298






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