Blue Smoke


$30,000.00 – $500,000.00





To assist micro-entrepreneurs who have been operating for at least 6 months to expand their businesses.

BizGrow JNSBL (Micro Business)



Must be over the age of 18 years

Must be a small business entrepreneur who has been operating for at least 6 months

Documents Required

Valid Identification (passport, National ID or drivers' license)
Tax Registration Number (TRN)
2 recent passport-sized photographs
2 valid Written Recommendations (Justice of the Peace (JP), Minister of Religion, School Principal or Senior police officerr)

The Recommendation letters must be:
Addressed to JN Small Business Loans 32 1/2 Duke Street, Kingston
Recommending you for a loan

Application Process

To apply for this loan, a business must access Jamaica National Small Business Loan's website and locate the "BizGrow JNSLB" section found in the "Our Products" section of the website. Then click the "Apply Now" button at the bottom of the page which redirects you to another page in which you can fill out an "Apply For a Loan" form.

Other Information

Processing fee is charged upon disbursement of loan

Permits or Licenses where necessary e.g.
shops & bars (food permit & spirit license),
cook shop (food handlers' permit),
chicken farm (food handlers' permit),
Hairdressers & Barbers (Hairdressing/Barbering/Cosmetology licenses).

Collateral Required:
Receipts for Household appliances and furniture to be used as Collateral e.g. (TV, Stove, Washing Machine, Fridge, Freezer, Component set, Sofa, Dining Table, Chest of Drawers) or an Asset Declaration form, signed and sealed by a Justice of the Peace (JP)
Hypothecation of Deposits
Equipment used in business
Motor Vehicle

Jamaica National Small Business Loan Limited

JN Bank is Jamaica’s first mutually-owned commercial bank, 100 per cent held by its savers and borrowers.Invigorated with the values and principles of its predecessor, the Jamaica National Building Society, JN Bank is underpinned by nearly a century and a half of rich history and legacy, which it continues to build on as a member of The Jamaica National Group. JN Bank is committed to the success of Jamaicans, through bold initiatives, products and services that instil confidence and create extraordinary experiences.

Jamaica National Small Business Loan Limited

32 1/2 Duke Street, Kingston

Telephone: (876) 948-7454-5

Whats App #: (876) 295-1298






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