Blue Smoke


$200,000.00 – $5,000,000.00




Agriculture & Livestock, Tourism

The climate smart loan programme provides business ventures with loan financing between $200,000 to $5 million in respect to climate change adaptation activities and the project's viability.

Climate Smart Loan



The loan funds will be made available to businesses in the agriculture and tourism sectors and ought to augment climate change resilience through the use of adaptive or mitigation strategies with respect to the effects of climate change.

Documents Required

Certified copy Certificate of Incorporation
Certified copy Memorandum of Association
Certified copy Article of Association
Certified copy of TRN of the Company, its Directors and Managers
NIS Number of the Company & Directors/Managers
Resolution to Borrow

Certified copy Business Registration Certificate
Partnership Agreement
NIS & TRN number for Partnership
TRN for Partners & NIS numbers

Business Registration Certificate/ Registered farmer with RADA, (Letter from RADA)
TRN and NIS numbers for the Owner of the Business

Financial Statements for the last three (3) years.
Copy of the latest Tax Compliance Certificate (TCC) for loans above $2 million
Personal Statement of Affairs (Form is provided by JNSBL)
A Certificate of Good Standing from the Registrar of Companies (For Companies only)
Credit Report from present Bankers + 2 other recommendation
Two (2) Certified Passport-Sized Photographs for directors/managers
Identification (National ID/Driver's License/Passport) for directors/managers
Pro-forma Invoices of the items to be financed
Last three (3) months Bank Statements
Completed Application Form (Form is provided by JNSBL)
The submission of a business plan is advisable for farming ventures, the farm plan should be developed in conjunction with RADA

Application Process


Other Information

Collateral Accepted:
Real Estate
Motor Vehicle
Machinery and equipment of trade that is owned or to be purchased
Hypothecation of cash
Third party guarantee
Other guarantee facilities will be considered where applicable

Jamaica National Small Business Loan Limited

JN Bank is Jamaica’s first mutually-owned commercial bank, 100 per cent held by its savers and borrowers.Invigorated with the values and principles of its predecessor, the Jamaica National Building Society, JN Bank is underpinned by nearly a century and a half of rich history and legacy, which it continues to build on as a member of The Jamaica National Group. JN Bank is committed to the success of Jamaicans, through bold initiatives, products and services that instil confidence and create extraordinary experiences.

Jamaica National Small Business Loan Limited

32 1/2 Duke Street, Kingston

Telephone: (876) 948-7454-5

Whatsapp: (876) 295-1298






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