Blue Smoke






Agriculture & Livestock, Energy, Manufacturing, Mining, Technology, Tourism

The FGB SME Credit Line is a flexible credit facility for companies who need to improve their working capital and/or cash flow. If your business is in the Agro-processing, Tourism, Non-metallic mining, IT & Energy industries, or retooling & re-engineering manufacturing operations, this is the loan for you! Enjoy convenient terms and adaptable repayment options that suit your business.

Companies with an annual turnover of less than J$50 Million may borrow up to J$5 Million.

Companies with an annual turnover of more than J$50 Million, but less than J$150 Million may borrow up to J$15 Million.

FGB Small and Medium Enterprise (SME) Credit Line



The company must be operating at a profit.

The maximum loan amount should not exceed 75% of the net worth of the applicant's business.

Documents Required


Application Process

To apply for this loan, a business must access First Global Bank's website and locate the FGB SME Credit Line page in the Products section of the website. Access the application portal located at the end of the page labelled "Get Started Now" and fill out accordingly.

Other Information

Facility will be open to all suppliers based on the recommendation of participating hoteliers/attractions

All applicable fees will be payable upon approval of the facility

Processing fee of $12,000.00 (plus GCT of 16.5%) will be applied to each transaction of up to J$1- million

Transactions above J$1-million will attract a processing fee of $7,500.00 (plus GCT of 16.5%)

Loan period for short-term loans will be extended for a maximum of 365 days

First Global Bank Limited

First Global Bank Limited is a comprehensive provider of first-rate commercial banking products and services inclusive of SME Business, Personal Banking, Corporate Business and other banking products and is also registered to operate in Jamaica by the Bank of Jamaica.

First Global Bank Limited

2 St. Lucia Avenue, Kingston 5, Jamaica W.I








Check us out on Instagram!

  • Black Instagram Icon
Group 110.png
  • White Twitter Icon
  • White Facebook Icon
  • White Instagram Icon
  • White YouTube Icon

Get in touch

Thank you for using the Small Business Portal! We would love to receive your feedback! You can reach out to us through our contact form.

If you are a funder, trainer, or business support provider and you'd like to to be on our website, you can fill out this form.

All Rights Reserved. © Small Business Portal 2020