Blue Smoke

Micro-Business Loan

Jamaica

The Micro-Business Loan offered by this company seeks to facilitate the expansion of small and micro-business operators which also include barbers, hairdressers, restaurateurs, shop owners, and transport operators.

FUNDS

US$500,000 - US$500,000

INTEREST RATE

12%

INDUSTRIES

All

Eligibility

ANNUAL REVENUE

US$500,000 - US$500,000

REQUIRES COLLATERAL

4 YEARS

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Qualifications

Must be a Micro or Small business operator for at least 6 months.

Documents Required

Valid ID (National ID, Drivers' Licence, Passport)
TRN
Two passport-sized photographs
A Character Reference letter from a JP, Pastor or Principal
Proof of address for home and business
Utility bill (must be in borrower's name and it should not be over 3 months old)
Statement from a banking institution
Lease or rental agreement (must be current)
Collateral
Evidence of Trading Activity

Application Process

To apply for this loan, a business must access Sure Financial Services' website and locate the "SureGrow" page in the "Services" tab. Click the "Get Preapproved" button and fill out the required information accordingly.

Other Information

Collateral Items that are accepted:

Household Appliances
Business Equipment
Motor Vehicle
Cash at Bank
Real Estate
Stocks and Shares

Applicant should be able to provide receipts for a statutory declaration signed by a JP for items provided as collateral or be able to show other evidence of ownership.


Documents that could be used as Evidence of Trading Activity:
Copies of paid invoices
Passbook with trading activity (at least 6 months)
Receipt Book

Kris an Charles Investment Company Limited

Kris an Charles Investment Company Limited

Kris An Charles Investments is a member of the Jamaica Association for Micro Financing (JAMFIN) which is dedicated to supporting the development of the micro enterprise sector as a key player in national economic development through the provision of accessible, appropriate and timely financing, training and business development services to individuals and enterprises.

6 Eureka Crescent, Kingston 5

(876) 926-0609

(876) 920-4189

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