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Blue Smoke

DBJ M5 Business Recovery Programme

Jamaica

A Development Bank of Jamaica financing package for businesses affected by major disruption or disaster. It supports refinance, working capital, business continuity, asset restoration, and long-term recovery through Refinance, Reboot and Rebuild components.

FUNDS

US$500,000 - US$500,000

INTEREST RATE

12%

INDUSTRIES

Eligibility

ANNUAL REVENUE

US$500,000 - US$500,000

REQUIRES COLLATERAL

4 YEARS

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Qualifications

Businesses affected by shocks, natural disasters, or major operational disruptions. Eligible applicants should generally be MSMEs or enterprises with good credit history that can demonstrate business impact and need refinancing, working capital, or asset recovery support.

Documents Required

Contact DBJ or a DBJ approved financial institution for the current document checklist. Businesses should prepare registration, tax compliance, credit history, financial records, and evidence of disruption impact.

Application Process

Review the M5 Business Recovery Programme details and contact DBJ or an approved financial institution to start the application process.

Other Information

MIIC's Melissa Business Restoration Portal describes the Refinance component as up to J$20M and Reboot as up to J$5M. Verify final terms with DBJ or the participating financial institution before applying.

Development Bank of Jamaica

Development Bank of Jamaica

The Development Bank of Jamaica provides opportunities to all Jamaicans to make a positive impact on their own quality of life. They do this through providing development financing, capacity building, public-private partnership and privatisation solutions, which are in line with Government policy and future goals.

11A - 15 Oxford Road Kingston 5, Jamaica W.I

Phone Number: (876) 929-4000; (876) 619-4000

Fax Number: (876) 929-6055

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