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Blue Smoke

NCB Commercial Motor Vehicle Loan

Jamaica

NCB is assisting its customers increase their mobility at a competitive rate with flexible repayment options. NCB is assisting JUTA and JCAL members to acquire motor vehicles for use in the tourism business or to repair existing vehicles owned. They can get access to up to 90% financing on new and used vehicles with flexible financing.

FUNDS

US$500,000 - US$500,000

INTEREST RATE

12%

INDUSTRIES

All

Eligibility

ANNUAL REVENUE

US$500,000 - US$500,000

REQUIRES COLLATERAL

4 YEARS

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Qualifications

N/A

Documents Required

Business registration documents
Estimates/invoices for the last 2 months
Bank statements (if accounts are at other banks)
Audited financial statements for the last 3 years (if available)
Draft/In-house accounts for the current year (if audited accounts are not available)
Detailed cash flow projection
Valid Tax Compliance Certificate (TCC)
Letter of Good Standing from the Companies Office of Jamaica ( only applicable to companies)
Valuation Report for the asset being pledged as collateral
Surveyor Report for residential or commercial properties being pledged as collateral
Copies of the Certificate of Title for assets
Detailed aged listing of receivables and payables (if available)
Copy of motor vehicle registration certificate
Copy of motor vehicle fitness
Copy of motor vehicle comprehensive insurance policy
Valuation report of the vehicle
Vehicle Pro-forma invoice

Application Process

N/A

Other Information

There is no principal for 3 months.

No penalty for early repayment

National Commercial Bank

National Commercial Bank

National Commercial Bank Jamaica Limited: provides an array of products & services to meet the banking needs of customers; deposit accounts, unsecured and secured loans, credit cards, overdraft lines, foreign exchange, personal and private banking services are part of the offerings.

32 Trafalgar Road, Kingston 10, Jamaica W.I.

876-929-4622

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