Small Business Loan

• Financials prepared by a Certified Chartered Accountant (stamped):
• Income & Expenditure Statement (minimum 2 years)
• Balance Sheet
• Cash Flow Statement and Cash Flow Projections (for at least 3 years)
• Print-out of Savings/Current Account Transactions for at least 12 months or updated Bank Book
• Aged Receivables (where applicable)

• Documentation to support loan purpose
• Business Plan
• Business Registration Certification & Articles of Association (if applicable)
• Letter of Good Standing (obtained from the Office of the Registrar of Companies)
• TCC
• Completed Application Form with contact information of 2 relatives & 2 references (non-related)
• Tax Registration Number (Business & Individual)
• Valid ID (Driver’s License, Voter’s ID, COK ID)
• Passport-sized Photograph
• Recent utility or any other bill in member's name with current address (Proof Address)
• Assignment of Life Insurance Policy (if required)

Guarantor (if applicable):
• If self-employed, financials prepared by a Certified Chartered Accountant (stamped):
• Income & Expenditure Statement
• Balance Sheet
• Cash Flow Statement and Cash Flow projections (for at least three years)
• Credit Reference
• Print-out of Savings/Current Account Transactions for at least 12 months or updated Bank Book

• Tax Registration Number (Business & Individual)
• Valid ID (Driver’s License, Voter’s ID, COK ID)
• Passport-sized Photograph
• Signed Guarantor Form witnessed by a Justice of the Peace
• Recent utility or any other bill in guarantor's name with current address (Proof Address)